Dental benefits are an available source to supplement the cost of dental treatment. Our dentists are under contract with an assortment of dental plans allowing our patients to take advantage of lower, contracted fee schedules. Certain limitations may apply, so it is important that you become familiar with your plan. Your plan may not pay for every procedure. Reading over your plan booklet is always a good way to educate yourself.
A dental PPO (Preferred Provider Organization) plan allows for coverage for both “in-network” services and “out-of-network” services. In-network services are generally covered at a higher level and are usually associated with lower subscriber out-of-pocket costs. Non-covered services will remain at the office fee schedule.
A dental DMO (Dental Maintenance Organization) plan allows for coverage as “in-network” only. No coverage is available for out-of-network dentists.
Blue Ridge Family Dentistry providers are PPO providers for most dental benefits carriers. Unfortunately, we are NOT associated with any DMO, TennCare, Medicare or Medicaid plans.
Filing insurance claims is a courtesy we extend to our patients. Our office staff will make every effort to help you understand your dental plan, however, your insurance is ultimately your responsibility. Any estimate of any benefit that may be paid by the patient’s dental insurance company is purely an estimate and is never a guarantee of payment. Our office will submit insurance claim forms and credit any payments received. If the dental insurance company pays nothing, or pays less than what the patient anticipated, it becomes the patient’s responsibility to pay the balance owed. Patients’ out-of-pocket co-payments are due on the date service is provided.